Short-Form Privacy Notice
WHAT DOES GTAPP INC. DO WITH YOUR PERSONAL INFORMATION?
|Reasons we can share your personal information||Can GTApp Inc?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||We can share||No|
|For our marketing purposes – to offer our products and services to you||We can share||No|
|For joint marketing with other financial institutions||We can share||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||We can share||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||We can’t share||Yes|
|For our affiliates to market to you||We can’t share||Yes|
|For nonaffiliates to market to you||We can’t share||Yes|
Who we are
|Who is providing this notice?||GTApp Inc|
What we do
|How does GTApp Inc. protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does GTApp Inc collect my personal information?||We collect your personal information, for example, when you:|
open an account or provide account information;
give us your contact information;
use your credit or debit card.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only:|
sharing for affiliates’ everyday business purposes – information about your creditworthiness;
affiliates from using your information to market to you;
sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
GTApp Inc does not have affiliates
|Nonaffiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
GTApp Inc does not have affiliates
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|
GTApp Inc. may partner with nonaffiliated financial companies to jointly market financial products or services to you.
Other Important Information
|Who is providing this notice?||CA residents: GTApp Inc will limit sharing with its affiliates to the extent required by California law. GTApp Inc will not share your personal information for joint marketing with other financial institutions. VT residents: If GTApp Inc shares your personal information for joint marketing with other financial institutions, it will share only your name, contact information, and information about your transactions. NV residents: We are providing this notice pursuant to Nevada law.|
Introduction and Scope of Practices
Personal Information We Collect
We can collect personal information directly from you, through third parties, or automatically through our Sites and related to our Services, subject to applicable laws as set out below. Where the personal information we collect is needed to comply with law, or to enter into or perform an agreement with you, we will inform you at the time of such data collection. If we cannot collect this data, we may be unable to on-board you as a client or provide products or services to you.
Personal Information We Can Collect Directly from You:
Comments, Posts and Submissions. When you submit online forms, participate in surveys, contests, promotions, or sweepstakes, join online chat discussions or post on a blog, request customer support, or submit testimonials, we can collect your personal information, such as contact information, and other information you choose to share.
Testimonials. With your consent, we may use your testimonial and your name, e.g. to display personal testimonials of satisfied customers on certain Sites and in print advertisements.
Location. We can collect geolocation-based information for fraud prevention purposes. With your consent, we may also collect your precise location-based information for purposes such as to help you locate a store offering our products and services in your area. You may withdraw your consent to the processing of location-based information at any time by changing the settings on your device. If you do, you might not be able to use certain features, especially when we use location-based information to prevent fraud.
Personal Information We Can Collect from Third-Parties. Sometimes, we may collect personal information from third-party sources. For example, subject to applicable law, we may confirm your address with the postal service or we may receive personal information about you from our clients who use our Services. Similarly, if our users choose to send a gift to their friend through our Sites, we will ask for the friend’s name and contact details.
Certain websites also may offer a referral service where users may refer other people they know to our Services, subject to restrictions under applicable local laws. If you choose to use our referral service to tell your friends about our Services, we will provide you with a referral code and signup instructions that you can share with your friends. Where permitted by local law, we conduct such referrals on an opt-out basis. If personal information about you has been provided to us and you want us to delete it, you may email us at firstname.lastname@example.org
Personal Information We Can Collect. We and our service providers can gather information about your use of the Sites and Services through cookies, web beacons, java script, log files, pixels, and other technologies, which include: your domain name, browser type, browser language preference, device type and operating system, page views and links you click within the Sites, IP address, device ID or other identifier, location information, date and time stamp, and time spent using the Services, referring URL, your activity within the Sites, and device geolocation information (where permitted by your device settings).
We also can collect information from analytic services, including Google Analytics, to compile and analyze information derived from the use of our Services, such as aggregate usage patterns, user preferences, peak demand times, preferred content and other information.
See the “Cookies and Online Tracking” section below for details.
Use of Your Personal Information and Legal BasesWe may use the personal information we collect for the following purposes:
Aggregated and Anonymized Information
We may also generate aggregated, pseudonymized and/or anonymized information about users for marketing, advertising, research or similar purposes.
Purpose of Use
In the table below, we explain the purposes for which we use and process your personal information, as well as the legal bases for such use and processing under the European Union’s General Data Protection Regulation (“GDPR”) and other applicable laws.
|Purposes of Use (see above)||Legal Bases of Processing (where applicable)|
|Provide Our Services|
Customer Service and Support
|Necessary to enter into or perform a contract with you (upon your request, or as necessary to make the Services available)|
Our legitimate business interests*
Marketing and Promotions
Advertising and Referrals
|Our legitimate business interests*|
With your consent
|Analytics and Improvement||Our legitimate business interests*|
|Verify Identity and Detect Fraud|
Protect Our Legal Rights and Prevent Misuse
Comply with Legal Obligation
|Compliance with law|
Establish, defend or protect our legal interests
Our legitimate business interests*
|General Business Operations||Our legitimate business interests*|
Establish, defend or protect our legal interests
Compliance with law
How We Disclose Personal Information We Collect
We do not sell your personal information to third-parties.
We disclose your personal information to certain companies that provide services to us and on our behalf and subject to our written instructions, such as shipping payment, hosting, and other support services; these companies may be located in the EU, the United States, and other jurisdictions.
Clients and Partners
Product Short Notices
Some products offered in conjunction with banks have unique data sharing agreements. Where relevant, GTApp Inc. will make available to you short privacy notices of each product’s sharing policies on its website.
We may also disclose your personal information in the event of the situations below.
Aggregate and Anonymized Information
We may share aggregate and anonymized information about users with certain third parties, including for marketing, advertising, research or similar purposes.
Cookies and Online Tracking
We and our third-party service providers can collect information automatically through cookies, beacons, pixels, tags, scripts, and HTML5, as well as log files. We, or our service providers, may combine this information with other information, including personal information we collect about you, to record your preferences, gather information about the use of our Services, identify when our emails are viewed, personalize content and ads and track information about the performance of our advertisements.
These are small files with a unique identifier that are transferred to your browser through our websites. These technologies allow us to collect information such as browser type, time spent on our Sites, pages visited, language preferences, and your relationship with us. We can use this information to analyze trends, administer the website, track users’ movements around the website, measure the effectiveness of our communications, tailor our advertising to you, and gather demographic information about our user base as a whole. These technologies may provide us with information about devices and networks you utilize to access our Services, and other information regarding your interactions with our Services.
Pixels, Web Beacons, Clear GIFs.
These are tiny graphics with a unique identifier, similar in function to cookies that we can use to track the online movements of users of our web pages and our Ad Services, and to personalize content, and to identify when our emails are viewed or forwarded.
Our third-party partners can use Local Shared Objects, such as Flash cookies, to embed features on our sites.
“Do Not Track” Preferences
Our Site does not recognize do-not-track signals, however, we do not track your online activities across different Sites, and we only track your activity within a Site to the extent you log into your account. Therefore, our practices remain the same whether or not you enable the “Do Not Track” feature.
Marketing and Targeted Advertising
We can partner with third-party ad networks and third-party ad companies to manage our advertising on other sites. Our third-party partner use technologies such as cookies to gather information about your activities on this website and other sites in order to provide you personalized advertising based upon your browsing activities and interests.
Subject to local law restrictions, we may disclose certain information (such as your email address) with third parties – such as Facebook so that we can better target ads and content to our users, and others with similar interests on these third parties’ platforms or networks (“Custom Audiences”). We may also work with third-party ad networks and marketing platforms that enable us and other participants to target ads to Custom Audiences submitted by us and others. If you would like to opt-out of being included in our Custom Audiences going forward, email us at email@example.com and we will opt you out of our future Custom Audiences.
Opting Out of Ad Networks
How to opt out
If you wish to not have this cross-site information used for the purpose of serving you targeted ads, you may opt-out of many ad networks by clicking here (or if located in the European Union, click here). You will continue to receive ads on the sites you visit, but the ad networks from which you have opted out will no longer target ads to you based upon your activities on other sites. Please note, however, that these opt-out mechanisms are cookie based; so, if you delete cookies, block cookies or use another device, your opt-out will no longer be effective.
Social Media Widgets
Our Sites can include social media features, such as the Facebook “Like” button, either hosted by a third-party or hosted directly on our website (“Widgets”). Please refer to the privacy policies of the relevant third-party websites or services to find out more about the collection, use, and disclosure of your information through such features. We will comply with any legal obligations placed on the use of these technologies by certain jurisdictions, which may affect how these Widgets function.
The security of your personal information is important to us. We have implemented safeguards designed to protect the personal information submitted to us. Please note that no data transmission over the Internet cannot be guaranteed to be 100% secure. As a result, we cannot guarantee or warrant the security of any personal information that we process.
We can retain your information for as long as your account is active or as needed to provide you services and up to a period of no longer than seven (7) years, unless the period is required to be different under applicable law. To the extent permitted by applicable law, we may also further retain and use your personal information only as necessary to comply with our legal obligations, resolve disputes, maintain appropriate business records, and enforce our agreements.
Image Submissions and Public Directories
Some of our websites can offer you the ability to upload your own image to be used to create a personalized product. You may have the option to make these images available in publicly-accessible directories. You should be aware that any information you provide in these areas may be read, collected and used by others who access them. You may request removal of your personal information at any time.
Certain countries and regions, including the European Union, have enacted laws that provide for privacy rights for individuals located in the EU. Regardless of your location and jurisdiction, GTApp Inc. may at its sole discretion choose to extend these rights to all individuals, and to comply with requests as detailed below. We do not charge for these services but in certain cases we may require further proof of your identity or ask you to clarify the scope and nature of your request if it is unclear. Where you are entitled to a right, we will respond to your request within the timeframe set out by law, or where we provide answers on a voluntary basis within a reasonable timeframe.
Please note that we only respond directly to you in cases where we are the controller of your personal information. Where we are acting as a data processor on behalf of a client or partner, we will forward your request to the client or partner who is the data controller of your personal information.
Access, Rectification, Portability and Deletion
You have the right to access, rectify (correct), or delete your personal information held by us or may ask for a restriction of processing. You may also have the right to ask for an overview or copy of your personal information or to request that certain of your personal information be exported to you or to another provider where technically feasible (data portability). On some of our Sites, you may access, rectify, or delete your personal information by making the change directly on your account page. You may also make these requests by sending an email to firstname.lastname@example.org or by sending your request by postal mail to the address below.
Please note that there are some limitations to these rights. For example, we will not be able to delete your personal information if we are required by law to keep it or if we hold it in connection with a contract with you. Similarly, access to your personal information may be refused if making the information available would reveal personal information about another person or if we are legally prevented from disclosing such information. If we cannot fulfill your request, we will inform you about why we cannot comply with your request.
Withdrawal of Consent
Where we process your personal information based on your consent, you have the right to withdraw your consent at any time without affecting the lawfulness of processing based on consent before its withdrawal.
Object to Processing
You have the right to object to processing (including profiling) based on legitimate interest grounds, where we are relying upon legitimate interests to process personal information. If you object, we must stop that processing unless we can demonstrate compelling legitimate grounds for the processing that override your interests, rights and freedoms, or we need to process the personal information for the establishment, exercise or defense of legal claims. Where we rely upon legitimate interest as a basis for processing, we believe that we can demonstrate such compelling legitimate grounds, but we will consider each case on an individual basis.
Object to Marketing
ou have the right to object to our use of your personal information (including profiling) for direct marketing purposes, such as when we use your personal information to invite you to our promotional events.
Right to Lodge a Complaint
You have the right to lodge a complaint with your supervisory authority, if you consider that the processing of your personal information infringes applicable law.
To exercise your rights email email@example.com (or contact us as indicated in the ‘Contacts’ section below). Please keep in mind that certain services will not be available if you withdraw your consent, or otherwise delete or object to our processing of certain personal information. We will respond to your request in accordance with applicable law, and we will inform you if we do not intend to comply with your request.
Protecting Children’s Privacy Online
Our Sites are not directed to children and we do not knowingly collect personal information from children under the age of eighteen (18), and we request that such individuals do not provide personal information through our Sites.
GTApp Inc. does not transfer any information between countries.
Updates to This Policy
This Policy may be subject to change. Please review it from time to time. If we make material changes to this Policy about how we process your personal information, we will post those changes on this page and revise the “Last Updated” date at the top and we will notify you by email or prominent notice on this Site prior to the change becoming effective. Where required by law, we will obtain your consent or give you the opportunity to opt out of such changes. Any changes will become effective when we post the revised Policy.
If you have any questions or concerns regarding the way in which your personal information is being processed, please reach out to us using the contact information below:
722 South Bixel Street, #655A.
Los Angeles, CA 90017
You may contact GTApp Inc.. at the address or email above, and we will work to properly respond to your inquiry or request.
If you have any further queries or complaints that we are not able to answer, you should contact the Data Privacy Supervisory Authority for the country in which you reside.